RaboResearch - Economisch Onderzoek

Conjunctuurbeeld

Economic Update The Netherlands (Engelstalig)

The Dutch economy contracted by 1.1% q-o-q in the third quarter of 2012. The contraction is disappointing, particularly as net trade no longer contributed to growth.

Kwartaalbericht Woningmarkt

Dutch Housing Market Quarterly (Engelstalig)

The Dutch housing market will see no meaningful change in the short term. Prices will fall and sales numbers will remain low. However, we do expect to see a temporary pickup in sales in the fourth quarter of 2012.

Special

Funding for growth. Now and in the future (Engelstalig)

How do businesses fund their growth in the coming years? We conclude that large companies fund themselves to a significant extent with equity, whereas small and medium-sized enterprises (SMEs) depend mainly on bank lending for their funding.

Special

Outlook 2013: Lower growth is the new reality (Engelstalig)

In 2013 the Dutch economy will show a very low growth rate of just 0.25%. Globally, the emerging markets will drive economic growth mostly. We project that, mainly as a result of the euro crisis, the global economy will grow by only 3.75% in 2013.

Conjunctuurbeeld

Economic Update The Netherlands (Engelstalig)

On 29 October coalition partners VVD and PvdA presented their programme for government. Projected savings of 15? bn euro are to be achieved via measures that are to come on top of proposals under the 1st Rutte cabinet and the 2013 budget agreement.

Themabericht

Coalition agreement: the housing market (Engelstalig)

First we had the Spring Agreement, and now we have a coalition agreement. In addition to decisions about all kinds of other areas, measures have been taken for the further reform of the housing market.

Themabericht

A slice of Danish: the Danish mortgage model (Engelstalig)

Although the traditional Danish mortgage model offers interesting points for consideration, it would be undesirable to copy it directly. It is more important to explore ways to induce institutional investors to invest in the domestic mortgage market.

Conjunctuurbeeld

Economic Update The Netherlands (Engelstalig)

The second forecast of 12Q2 GDP growth by Statistics Netherlands (CBS) did not bring any surprises: quarterly growth was maintained at 0.2%. Net trade was the only factor that positively contributed to economic growth.

Themabericht

Overview of options for the housing market (Engelstalig)

This document maps out the effects of the respective election platforms for the economy as published by the Netherlands Bureau for Economic Policy Analysis. We conclude with our view of the likely and most desirable outcome of the coalition talks.

Themabericht

A realistic discount rate (Engelstalig)

Dutch Minister Kamp of Social Affairs recently announced plans to artificially increase the discount rate used by pension funds to value their liabilities. This Special Report looks at the desirability of the proposed changes.

Economisch Kwartaalbericht

The Netherlands: Towards the elections (Engelstalig)

The Dutch economy has not yet managed to escape the mire, and faces rising unemployment, shrinking consumption, falling house prices and a lack of business investment. The coming months will be decisive in several respects.

Conjunctuurbeeld

Economic Update the Netherlands (Engelstalig)

In the second quarter, the Dutch economy grew by 0.2% compared to the previous quarter. The Dutch economy continued to depend on international trade, while the domestic demand remained very weak.

Kwartaalbericht Woningmarkt

Dutch Housing Market Quarterly (Engelstalig)

In the second quarter of 2012 second-hand house prices fell further. We have seen the number of houses for sale continue to rise, while disposable income is dropping. Therefore we do not expect this picture to change during the coming quarters