RaboResearch - Economisch Onderzoek

Themabericht

Coalition agreement: the housing market (Engelstalig)

First we had the Spring Agreement, and now we have a coalition agreement. In addition to decisions about all kinds of other areas, measures have been taken for the further reform of the housing market.

Themabericht

A slice of Danish: the Danish mortgage model (Engelstalig)

Although the traditional Danish mortgage model offers interesting points for consideration, it would be undesirable to copy it directly. It is more important to explore ways to induce institutional investors to invest in the domestic mortgage market.

Themabericht

Overview of options for the housing market (Engelstalig)

This document maps out the effects of the respective election platforms for the economy as published by the Netherlands Bureau for Economic Policy Analysis. We conclude with our view of the likely and most desirable outcome of the coalition talks.

Themabericht

A realistic discount rate (Engelstalig)

Dutch Minister Kamp of Social Affairs recently announced plans to artificially increase the discount rate used by pension funds to value their liabilities. This Special Report looks at the desirability of the proposed changes.

Themabericht

Is the credit tap on or off? (Engelstalig)

Consumers and businesses often need credit for large expenditures. Small- and medium-sized enterprises (SME) are highly dependent on banks for financing and continuity in lending is crucially important to them.

Themabericht

Casting more light on shadow banking (Engelstalig)

Shadow banking has been placed high on this year’s agenda for regulating bodies including the Financial Stability Board (FSB) and the European Commission (EC). The risks of the shadow banking system became apparent during the credit crisis.

Themabericht

The Netherlands: deservedly core (Engelstalig)

In this study we argue that although the budgetary outlook and the current political and economic situation in the Netherlands raise some eyebrows abroad, the fundamentals still point out that the Netherlands belongs to the core of the euro area.